Mortgage Loan Officer
Company: Obsidian Financial Services
Posted on: November 26, 2022
Are you over the fact that you cannot close a loan in 10 days!?
Are you working for a broker that just does not come through, or a
lender who would not give you the ability to broker?
At Obsidian Financial Services, you are assigned a personal
Territory Manager. Your Territory Manager will help you structure
your deal to help get it approved and closed, along with training,
webcaster videos, and tons of marketing material. I cannot count
how many times Quicken or UWM declined a loan where we have turned
around, approved, and closed it within 10 days!
TIME FOR WINNING AS A LENDER/BROKER
T*he ability work as a Lender*
* Best rates in the industry, with no marked-up fees, and raw
* DPA/Construction to Perm/203k/Dr. Loans (Not available for broker
* Non-QM Loans Make up to 4% compensation.
* FHA down to 550 with 4% to 5% compensation. Will never be
* Rates on FHA/VA at 2.75% fixed, paying back 2.875%
* In-house UW are available 24/7.
* Top tier banks such as Wells Fargo, Chase, and Trusit
*The ability to work as a Broker*
* Approved with 50+ lenders in the industry.
* Flat fee of $995 per file and you still make the full
compensation of 2.75%.
* (203K/DPA/Construction to Perm) all have CANCELED on the
wholesale of the business.
* DBA's are allowed for corporation.
* W2 or 1099 (where applicable)
*Marketing & Software (state of the art cloud base)*
* Our Intranet is cutting edge and you can access a free demo.
* Able to utilize our Optimal Blue pricing engine.
* Twice a week training session and you are assigned a personal
* State of the art CRM to track and follow your leads.
* Allowed to securely work at home or at a remote location.
* Conduct weekly sessions that highlight current trends and
* LendingPad (LOS) a cloud-based software to minimize waiting times
* Optimized website to assist your marketing efforts, on all
popular social media platforms.
* Training sessions for new loan officers to learn about marketing
and software utilization.
* Join our weekly meetings to discover everything that Obsidian
Financial Services has to offer.
* DBA's Welcomed (where applicable)
*Underwriting & Processing*
* Close a loan from start to finish in as little as *10 days*.
* UW and close FHA/VA loans in our name with credit scores down to
* Reverse Mortgages
* Commercial Mortgages
* Hard Money & Fix and Flip Programs
* NON-QM with Verus and Angel Oak, where we can UW and close in our
* DPA's not offered by any broker channels, can now go through our
* Collect your origination fee on the CD if you chose. Charge the
borrower and not yourself.
* Processing is done through a third-party company. Where you can
collect your fees on both, the lender and broker channels.
*Compensation Will Not Be Beat (Ever)*
* Payday out within 72 hours!
* 1099 or W2 (where applicable).
* Loan Officers make 200 BPS up to 500 BPS on each deal. No one
* Branch Managers make overrides from 25 BPS to 100 BPS on your
*Your Duty Includes*
* Uphold all company directives and standards.
* Ability to pre-qualify clients and input information for
* Submit a complete file then move on to the next deal.
* Interact with processing and UW to close loans fast.
* Proven ability to market yourself in your surrounding community,
is a HUGE plus!
* Being able to take direction and to be a true self-starter
preferred. We will assist you as much as we can, but this is a rare
opportunity, and is as lucrative as you will personally make
Obsidian Financial Services is committed to the principle of equal
employment opportunity for all employees and to providing employees
with a work environment free of discrimination and harassment. All
employment decisions at Obsidian Financial Services are based on
business needs, job requirements and individual qualifications,
without regard to race, color, religion or belief, family or
parental status, or any other status protected by the laws or
regulations in the locations where we operate. Obsidian Financial
Services will not tolerate discrimination or harassment based on
any of these characteristics.
* Remote interview process
Job Types: Full-time, Part-time
Pay: $75,000.00 - $350,000.00 per year
* Dental insurance
* Health insurance
* 10 hour shift
* 12 hour shift
Supplemental pay types:
* Commission pay
Work Location: Remote%58047475%
Keywords: Obsidian Financial Services, Huntsville , Mortgage Loan Officer, Other , Guntersville, Alabama
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