Premier Private Banker III
Company: South State Bank
Posted on: August 5, 2022
It is the responsibility of the Premier Private Banker II to take
ownership of all tasks and challenges that they encounter in the
operation of their assigned position. Has responsibility for
developing new Private Banking business through sales efforts.
Manages a complex loan and deposit portfolio providing superior
client service. Analyzes financial information to evaluate the
credit worthiness of loan requests. Compiles loan packages ensuring
completeness and accuracy of information provided. Sells and
cross-sells additional products and services of the Bank. Assures
that all loans are following State and Federal regulations and Bank
policies and procedures.
* Actively participates in a business development plan to increase
the Bank's loan and deposit portfolio
* Manages full-service banking relationships with businesses,
professional practices and high net worth individuals and oversees
a portfolio of highly complex accounts
* Consults with prospects and clients regarding financial needs;
recommend products and services including credit structures,
prepares loan packages for credit review and underwriting, opens
and services accounts within authorized limits and ensures
records/files are maintained within policy/guidelines. Cross-sells
Retail, Trust, Mortgage and Treasury Management services such as
credit cards, personal trusts, and investment, financial, and
estate planning services.
* Analyze financial, tax and credit needs of customers, monitor
customers changing needs and recommends strategies that utilize
* Resolves customer problems and assists with general inquiries.
Provides superior service to customers.
* Ensures that all required documentation is in file for all loans.
Clears documentation or compliance exceptions noted by Loan
Operations or other review channels
* Develops and utilizes COI network to generate new business
* Demonstrates a commitment to fair lending practices. Remains
knowledgeable of all laws and regulations governing the lending
activities of financial institutions. Ensures compliance with all
applicable Bank policies and procedures, as well and all State and
* Builds and maintains a positive working relationship with COI's
to enhance the Bank's image and reputation in the marketplace
* Represents the Bank, actively endorsing its products and
services, making appropriate referrals as necessary and providing
leadership in key community activities.
* May provide training and guidance to less experienced Private
* Accepts other duties as assigned
Reasonable accommodations may be made to enable individuals with
disabilities to perform the essential functions.
* Education: Bachelor's degree in a related field (Finance,
Management, Business Administration) or equivalent experience
* Experience: Minimum 8 + years Business Banking or Private Banking
experience; 5 or more years of lending or sales experience is
preferred. FINRA Series 7, 63 or 66 licenses not required unless
participating in securities and brokerage activities.
* Skills: Excellent written and verbal communication skills are
necessary. Demonstrated understanding of financial accounting and
analysis. Excellent organization, interpersonal, sales, execution
and delivery skills. Must be able to multi-task with frequent
interruptions, be comfortable in a fast-paced, changing
environment, and manage multiple projects to conclusion on time.
Proven success in problem analysis and resolution. Strong attention
to detail and accuracy. High level of expertise with MS Office
suite. Ability to develop rapport easily with clients, peers and
partners. Ability to exercise independent judgment and decision
making, initiative and tact in dealing with bank staff and
customers. Ability to work independently and in a team setting.
Knowledge of state, federal, and regulatory guidelines.
* Knowledge: Basic knowledge of bank operating systems. Extensive
knowledge of Bank products, services, procedures and practices.
Previous experience with analysis of Retail, Private Banking and/or
Commercial relationships, strategic sales planning and client issue
resolution is required. Must have in-depth knowledge of federal and
State lending regulations and Bank policies related to lending
procedures. Familiarity with the local business community is
Required annual compliance training, New Employee Orientation
Must be able to effectively access and interpret information on
computer screens, documents, reports and identify customers. This
position requires a large amount of time in front of a computer.
This can be done sitting or standing with use of the right
This position is located in a private office. The position is
located inside a cooled and heated facility with ability to go to a
break room or rest room during breaks.
Telecommuting roles no matter if hybrid or 100% full time
telecommuting must have a secure home office environment that is
free from background noise and distractions. They must also have a
reliable private internet connection that is not supplied by use of
cellular data (hot spot). Cable or fiber connections are preferred.
Requirements are subject to change, as new systems and technology
Travel may be required to come to meetings as needed.
Keywords: South State Bank, Huntsville , Premier Private Banker III, Accounting, Auditing , Huntsville, Alabama
Didn't find what you're looking for? Search again!